Last updated: 23 August 2026 · Applies to the Android application
com.naroehsucipto.pdftoolsoffline.
The short version. The app itself collects nothing about you. It has no account, no sign-in, and no server of its own. Everything you type into a calculator stays on your phone. The one thing that is collected is an advertising identifier, and it is collected by Google’s advertising SDK so that adverts can be shown — this page explains exactly what that means.
This app is an independent, unofficial educational guide. It is not affiliated with, endorsed by, or operated by Salary Setu, Ampire Finance Pvt. Ltd., the Reserve Bank of India, or any lender. It is not a lender and not a broker, and it accepts no loan applications of any kind.
The app has no login, no user profile, and no backend service. It does not ask for your name, email address, phone number, PAN, Aadhaar, bank details, income, documents or photographs, and it has no screen on which any of those could be entered.
| Data | Collected | Shared | Why |
|---|---|---|---|
| Device or other IDs (advertising identifier) |
Yes | Yes | Collected by the Google Mobile Ads SDK to serve adverts, cap how often the same advert is shown, and measure performance. |
| Personal information | No | No | — |
| Financial information | No | No | — |
| Location | No | No | — |
| Contacts, call logs, messages | No | No | — |
| Photos, media, files | No | No | — |
| App usage analytics | No | No | No analytics SDK is present. |
Amounts, rates, tenures and any other figure you enter are held in the app’s memory while you are using it and are used only to display a result on screen. They are not transmitted anywhere, not written to any server, and not shared with any third party. The app has no network destination of its own other than the advertising configuration file described below.
A small amount of state is saved locally so the app behaves sensibly between launches:
None of this leaves the device. Uninstalling the app, or clearing its storage in Android Settings, removes all of it.
The app displays adverts supplied by Google AdMob. To do so, Google’s advertising SDK accesses your device’s advertising identifier. Google acts as an independent controller of that data, and its handling of it is governed by its own policies:
You can reset or delete your advertising identifier at any time in Android Settings, under Privacy → Ads.
Where the law requires it, the app shows a consent form from Google’s User Messaging Platform before any advert is requested. Where such consent applies, a permanent Privacy options control appears in the app’s Settings screen so that you can change or withdraw your choices at any time.
The app fetches a small configuration file that tells it which advert formats are switched on. That request is made over HTTPS only, contains no information about you, and carries no identifier. Its purpose is to allow adverts to be adjusted or switched off without shipping an app update.
The app declares two permissions of its own:
Google’s advertising library, and the background-work library it depends on, add a few more to the final app package: network-state, wake lock, foreground service, basic network type, and the Android Privacy Sandbox advertising permissions. They are listed here rather than left unmentioned, because they are visible on the app’s Play listing.
None of them is a dangerous permission. Every permission in this app is granted at install with no prompt, because none of them can reach anything private. The app never asks for contacts, call logs, SMS, storage, photos, the camera, the microphone or your location — and it will not start asking in a later version.
The app is intended for adults and is listed for an audience aged 18 and over. It is not directed at children and does not knowingly collect information from them.
Because no personal information is collected or stored by the developer, there is nothing held about you that could be exported, corrected or deleted on request. To remove the local data described in section 4, clear the app’s storage or uninstall it. To reset the advertising identifier, use Android Settings as described in section 5.
If this policy changes, the date at the top of this page changes with it. Any change that expands what is collected will be reflected here and in the app’s Data safety entry on Google Play before it takes effect.
Questions about this policy can be sent to the developer contact address listed on the app’s Google Play listing.